We're a mobile mortgage broker offering consultations throughout the Tweed Shire and online Australia-wide

Choosing a loan isn't just about picking the lowest rate – it's about making a choice that's aligned with your circumstances and goals. That's where our expertise comes in. Whether you're a first home buyer or expanding your property portfolio, we can help.

There are lots of moving parts when you're buying property, but we'll ensure you're well informed, whilst keeping the process as simple as possible. We can also connect you with the various specialists you'll need in the lead up to completing your purchase, as part of our commitment to ensuring your experience is stress-free.






 

Tailored finance specialising in first home buyer loans and investments

TWEED COAST HOME LOANS

Don't limit your options by approaching just one bank for your home loan. We have access to over 40 lenders, including the Big 4 banks and a range of specialist lenders.

We'll take care of all the research, comparisons, rate negotiations and your loan application on your behalf.

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The first step in buying a home is to know what you can afford. So if time permits, it’s a great idea to get a pre-approved home loan before you start house hunting.

This will spell out how much deposit you’ll need  and how much you can borrow.

The other obvious benefit of having your finance ready before you find a property is that you can make an offer immediately (and beat other buyers to the punch).

We'll be able to give you pre-approval options from several lenders (which you won't get if you only approach one bank). Enquire now for a pre-approved home loan you'll be able to use with confidence.

Home Loan and Finance Options

Home Loan and Finance Options

The first step in buying a home is to know what you can afford. So if time permits, it’s a great idea to get a pre-approved home loan before you start house hunting. This will spell out how much deposit you’ll need to buy a home, and how much money you can borrow.

The other obvious benefit of having your finance ready before you find a property is that you can make an offer immediately (and beat other buyers to the punch).

We'll be able to give you pre-approved home loan options from several lenders (which you won't get if you only approach one bank). Enquire now for a pre-approval you'll be able to use with confidence.

Pre-approved home loan

Home Loan and Finance Options

Which home loan is best for you? What home loan rate you should be paying? There's so much to factor in when researching home loan options.

Do you know if you'd be eligible for a first home buyer's grant? How much could you borrow from different lenders? Should you get a fixed or variable interest rate? Principal and interest, or interest-only repayments? Argh! Too many options!

We're not going to make you wade through all the details. Reach out – we'll cut out the noise and get down to what's relevant for you.

Home Loan

Home Loan and Finance Options

Looking for an investment loan? Whether you're gearing up to buy your first investment property, or you're already climbing the property ladder, it pays to be guided by a savvy investment broker.

When building a property portfolio it's crucial that each of your loans is structured correctly. We can help plan your portfolio in a way that makes the most of your capital.

We'll also help ensure that you're well-placed to retain your investments in the long term.

Reach out and let's chat about what you have in mind for your next investment.

Investment Loan

Home Loan and Finance Options

If you already own property and you haven't refinanced in a few years, it's likely you're paying too much interest on your home loan.

It's wise to periodically assess if you're still on a decent home loan rate. Staying loyal to one lender is no longer rewarded, and if you do so, you'll likely end up paying more interest in the long run (this is known as the 'lazy tax').
 
By refinancing home loans for our clients, we've been able to save them money each month, which will eventually take years off their mortgages. Get in touch so we can re-assess your current rate.

Refinancing

Home Loan and Finance Options

Whether you're buying land and building, knocking down and rebuilding, or renovating – a construction loan can give you flexibility and progressive access to money throughout the building process, helping cut down on interest.

When it comes to construction loans, there are a wide range of factors to consider that can be tailored into a loan to suit your situation.

Line up a chat with us now, and we'll get things moving.

Construction Loan

Home Loan and Finance Options

If you've owned property for a few years you've likely built up some home equity (the difference between your home's market value and the balance of your mortgage).

Accessing home equity is an option if you're looking to renovate, build a pool, fund a holiday or even buy another property without draining your savings.

We can help make sense of what you can access. Let us know what you're thinking and we'll look into your options. 

Home Equity Release

Home Loan and Finance Options

If you need access to money quickly, a personal loan could be the answer.

Whether you need a car loan, or cash for a wedding, holiday, or elective surgery, your personal loan application can usually be assessed within a week.

We have access to a range of personal loan options, so contact us today and we'll help determine the best strategy for your needs.

Personal Loan / Car Loan

We'll provide you with ongoing support, including conducting annual home loan rate checks on your behalf to ensure you remain on a good deal for the life of your loan.

6. Support

We'll complete your home loan and settlement paperwork, which includes a home valuation, bank account setup, and your home loan repayment schedule. 

5. Settlement

Once you've selected your loan and we've completed any negotiations with the lender on your behalf, we'll finalise your documents and lodge your home loan application online.

4. Application

We'll research your loan options from our panel of lenders. Based on your goals, we'll then provide you with our recommendations and advice to assist your decision.

3. Options

We'll give you a list of the supporting documentation we'll need to research your home loan options. This will include ID, bank statements and proof of employment.

2. Preparation

An introductory discussion covering your circumstances, goals and needs. We'll also go over the home loan process and answer any questions you may have.

1. Consultation

home loan application process

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6

Our 6-step home loan application process

- michelle rowling

Lindsay was diligent, considered, detailed and helpful. Working with Tweed Coast Home Loans offered us a sense of simplicity and calm in an otherwise unknown and stressful space. We were elated by Lindsay's service, commitment and unwavering support. We would have no hesitation in recommending the exceptional services of Tweed Coast Home Loans.

- Leah Rossteuscher

Excellent service from initial contact through to after the loan being settled.
Lindsay worked hard to find the best option for our unique circumstances where standard lending options would not have worked. Great personal and professional service and we’ll be using again in the future.

- vanessa brown

I had an exceptional experience working with Lindsay. From start to finish, he was knowledgeable, responsive, and incredibly helpful. He guided us through the complex process of securing a mortgage with patience and professionalism. Thanks to his expertise, we not only got a great rate but also felt confident every step of the way. I highly recommend Tweed Coast services and would give them 5 stars without hesitation!

- Louiza clancy

Lindsay was very helpful through the entire process of acquiring the mortgage. I've worked with different brokers before, but the difference I found with Lindsay was that he was very communicative, honest and led you through the process step by step. Would absolutely recommend.

- Brendon ryan

Lindsay went above and beyond to secure the loan for our dream house. We weren’t sure exactly what path to take when starting the process, but Lindsay was patient and supportive the whole time. He has a sharp eye for detail, was on top of the whole process from beginning to end, and was incredibly proactive when dealing with the banks. I couldn’t possibly imagine a better person to trust with the loan for our home.

- Thom wilhelm

Lindsay made the entire process very clear from the start and was very quick to respond to any questions we had along the way. Would recommend!

- tyana barrington

Lindsay was extremely helpful and made the process throughout as easy as possible. Would highly recommend!

- Heather ryan

Lindsay's deep knowledge and open communication impressed us from the outset. He was honest, trustworthy and upfront. Aspects of our loan were complicated, and Lindsay took the time to understand our individual needs and presented us with the most appropriate products in our best interest. He worked closely with us throughout the process and was in constant contact via phone and email. We would engage Lindsay's services again without hesitation.

- David stenlake

Great broker! Lindsay explained every step clearly and made sure we were confident with our decisions. 100% recommend!

What Our Clients are Saying

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