It’s been a big 12 months across the Australian mortgage and property market. Whilst interest rates remained relatively high, demand has remained strong – boosted by interest rate cuts earlier in the year, government support for first-home buyers, and persistent housing shortage. As a result, national home prices rose by around 8.5% this year, with many capital cities seeing capital solid growth.
Looking ahead to 2026, the market is expected to keep moving – just at a slightly slower pace. While there’s still some uncertainty around interest rates and lending conditions, the overall outlook is more balanced, with opportunites for buyers, homeowners and investors alike.
But that’s all ahead of us. For now, it’s time to wind down, relax and enjoy some quality time with friends and loved ones.
Tweed Coast Home Loans company updates
For us at Tweed Coast Home Loans, 2025 has been a year of personal and professional growth. We look forward to entering the new year with a refreshed vision for our business and the service we provide.
When launching Tweed Coast Home Loans Lindsay’s goal was ‘to help families like ours buy homes they love’. The testimonials we’ve received give us confidence that as a business, we’re doing that job well – thank you.
From the outset, we’ve sought to position Tweed Coast Home Loans in a way that appeals to busy, everyday people by stripping back overwhelming financial information, and making the experience of buying a home feel as stress-free, supported, and enjoyable as possible.
We’re steadfastly committed to our goal to provide outstanding service. Currently, we’re working to introduce new measures that will make your experience feel even clearer, more streamlined and supported.
Changes for Tweed Coast Home Loans
Whilst Lindsay Olsen retains his position as Director at Tweed Coast Home Loans, he’ll be assisted by a team of credit analysts, strengthening our ability to provide you with timely, expert service.
Alexandra Olsen will be your first point of contact as Brand and Client Experience Manager. Alex will assist with your initial enquiries and ensure our systems are in place to guide you smoothly through the process of securing your home loan.
Tweed Coast Home Loans looks forward to continuing our relationships with existing clients and welcoming new customers in 2026.
RBA interest rates news, December 2025
The Reserve Bank of Australia (RBA) Board has wrapped up its December meeting. Here’s what they’ve decided to do with interest rates:
| OLD RATE | DECEMBER’S CHANGE | NEW RATE |
| 3.6% | 0.00% | 3.6% |
Tuesday’s decision was made on the back of slightly stronger inflation data. While inflation has fallen substantially since its peak in 2022, it has picked up more recently.
‘Trimmed mean inflation’ (which means the average inflation rate after removing the items with the most extreme price changes) is the RBA’s preferred measure. According to the Australian Bureau of Statistics it rose to 3.3% in the 12 months to October, up from 3.2% in September.
This most recent data suggests the risks to inflation have tilted to the upside, but it will take a little longer to assess the persistence of inflationary pressures. The Board concluded it was appropriate to remain cautious and will update its view of the outlook as data evolves. The Board notes that it will pay close attention to developments in the global economy and financial markets, trends in domestic demand, and the outlook for inflation and the labour market.
In short, while inflation is still above the RBA’s target band of 2–3%, the Board appears comfortable that current policy settings remain restrictive enough to bring inflation down over time.
If you’d like to understand what a steady cash rate means for your loan or future plans, we’re here to help.
Seasons greetings from Tweed Coast Home Loans
Wishing you a wonderful Christmas and some well-deserved downtime with your loved ones. We look forward to connecting with you in the new year!
Until next time,
Tweed Coast Home Loans
